> For the complete documentation index, see [llms.txt](https://docs.cyball.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.cyball.com/ecosystem/cyloans.md).

# CyLoans

![Sample CyLoans Dashboard](/files/QQzpOCMDYlBKu2kziGwE)

![Typical CyLoans Flow](https://documents.lucid.app/documents/66b23b94-d6f5-4e68-87b6-d1ea0cf7d4b7/pages/LWe_PLpNqf6q?a=29520\&x=2238\&y=2207\&w=1362\&h=579\&store=1\&accept=image%2F*\&auth=LCA%20a53064c1d034bef480711f4615ceaee449f495f4-ts%3D1645326793)

CyLoans is a unique, automated scholarship-university feature that allows users to loan out their inactive CyBlocs to other users who have yet to build their own lineups.

Owners of the CyBlocs for loan can specify the revenue share or fee model as well as any other terms  such as loan duration.

In this system:

* Users with unused CyBlocs are scholarship providers and can set their terms (lender)
* Any new users can become a scholar (borrower), provided they agree to the terms set out by lenders
* The relevant NFTs stay in the owner (lender)'s wallet and will be untransferable while being loaned out